Jimmy Harper (Gary Webster) loves to gamble and enjoys enough success to bring him to the attention of a group of men who play for big money. Soon Jimmy decides to change his name to James Harper, to reflect his increased importance, and seeks a way out of his job in a factory. However, as the stakes in the games increase, Jimmy/James may begin to wonder whether he is in over his head and has risked too much...

Mr. Packham runs a debt recovery service. One night, he delivers a package on his way home from work. As he leaves the underground car park in his smart new BMW, he accidentally injures a homeless teenager. Realizing that there are no witnesses, he revs his engine and drives away. But the city has a way of dealing with those who try to cheat fate...