Duncan is just an ordinary high school student. Hallie dreams of an ordinary life, but is actually the daughter of the president of the United States, living with a high profile and a rigid schedule. The unlikely pair happen to meet at the local mall, and Duncan nervously asks Hallie out, unaware of her family situation. When their eventual date is ruined by the intrusive Secret Service, the young lovebirds cut loose for a night of mischief.

Surfer Edison isn't able to make ends meet with his inventions or his lifestyle. But then he meets billionaire Armand McMillian, who takes a shine to the young bum — so much so that he leaves his invention company to him upon his death. Unfortunately, Armand's nephew, Bradford, only gets a surfboard. While Edison manages to run the company successfully, with the help of pretty Natalie, Bradford conspires to take him down.