Michelle a single mother is kidnapped by three masked men and held hostage until she is forced to rob a bank which is the only option she has to saving her only child's life while they are both wired to explode.

John Quincy Archibald is a father and husband whose son is diagnosed with an enlarged heart and then finds out he cannot receive a transplant because HMO insurance will not cover it. Therefore, he decides to take a hospital full of patients hostage until the hospital puts his son's name on the donor's list.