Zakhariah (Jagathy Sreekumar) is a private banker who has returned from the gulf. He has a very straight forward life with his wife Molly (Uravashi) and their daughter Teena. His life takes a turn when one of his clients Girija Menon (Mukesh) gets close to him. Menon is a textile businessman and a womanizer who is married to an orphan Sreelakshmi who cannot conceive a child. Soon, Zakhariah begins to transform himself in his style and appearance. He gets an open offer from Urmila (Jyothirmayi), wife of an architect that she is willing to continue a relationship with no strings attached. From then on, Zakhariah begins to ignore business, family and gets into an illicit affair.

Chandru's grandfather is going to visit him but Chandru has spent all his money. So he requests his wealthy friend, Rakesh, to pose as the owner of all the riches till his grandfather stays with him.